Build your credit history with every rent transaction
Traditionally, rent payments go unrecognized by major credit rating institutions. KirayaPe partners with top credit registries in India to report your monthly rental payments, boosting your creditworthiness automatically.
Official Registry Partners
We report directly to CIBIL and Experian, ensuring your on-time rent payments reflect accurately on your credit reports.
+40 Points Average Increase
Consistent, on-time rent reporting helps active renters increase their credit scores by an average of 40 points within 6 months.
Zero Subscription Costs
Credit score reporting and monitoring tools are included as standard features inside the KirayaPe App at no extra charge.
Credit Information Disclosure
Rent payment reporting to registered Credit Information Companies (CICs) is governed by the Credit Information Companies (Regulation) Act, 2005. KirayaPe submits transaction history to credit bureaus securely through authorized partner gateways. Credit score updates and points increases depend entirely on the individual's credit behavior, outstanding debts, payment history, and credit matching criteria set by the respective bureaus.
Unlock cheaper future financial rates
Start establishing your credit record today simply by paying rent through our secure pipeline.
Start Rent Reporting